Iinstallation construction without a pickup
· I don’t have a pickup truck to haul all the installation construction materials.
I live 16 miles from the store where I bought most of my products. They would usually charge me $15 per delivery. That was a great deal because it usually cost that much for gas to drive and pick up materials. Not only that, but you also don’t have to load and unload all the stuff. The only problem is that you can’t hand select the materials and some stores will try to pawn off all the leftovers that others have picked through.
I was very pleased the whole time with one particular store and I bought almost my entire house there. They even gave me a contractor’s discount of 15%. I didn’t even ask for it. They just wanted me as a customer. The prices were a lot lower at that store than the other. At the other store, they treated me really crappy and I am a nice person so I’m sure it wasn’t my fault. I never darkened their doorway after that.
With a little planning, you can do the same thing I did and it will work out fine. Having a pickup is a definite advantage, but quite often a pickup won’t even hold all the materials you’re buying, so you’ll have to have them delivered anyway.
I know that my house is as safe as any house around because the inspectors don’t let you slide. Some codes, in my opinion, are overkill, but with most others, it’s obvious why it came to be a code requirement. I know that I have done everything right because the inspectors took the time to explain it all to me. They could tell my work was that of a first time homebuilder. They were nice while telling me my work was substandard.
The first electrical inspector that came was a jovial chap. He looked at my work and just laughed. He almost hurt my feelings. It wasn’t my fault; I bought a book about house wiring that was slightly out of date. It wasn’t even close. That cost me a lot of time and money I didn’t have.
Certain parts of the building process are somewhat stressful. I understand how stress can be debilitating if not deadly. We all handle stress in a different way. I was unemployed most of the time while building my house. I was going to school to get vocational retraining so that was my work. Living on unemployment and trying to pay my bills was difficult. Also watching my half-finished house rotting away because I couldn’t afford windows or doors was really stressful. The rain and snow was warping my floors and I couldn’t do much about it.
It seems that the only stable thing in life anymore is instability. Constant instability is something we can count on. That’s all the more reason why we need to create more equity in our property. If you lose your job and you have no equity in your house, you’re going to have a rocky time. If you lose your job and you have a lot of equity, you’ll have a few more options like selling the house and using the equity to move and buy another home where work is available. Or take out a second mortgage to live on and pay bills while you look for work. Some might say that you can’t get a loan if you’re unemployed, but if your property has high equity, you can get a loan somewhere and it will help you survive through rough times.
This seems to be the popular sentiment, given the amount of Mobile Homes everywhere. I know a few Mobile Home dealership owners that brag on the quality of their factory-made homes, but I don’t know even one of them that actually live in the kind of homes they are so proud to sell to the public. They pull down big bucks so they can afford to live in better homes.
Here’s one thing to remember: There’s nothing natural about building a house and then moving it. By the time it arrives at its destination, it has probably had structural frame twists and many of the joints are no longer tight. That becomes evident a few years later if not immediately. I have worked a lot on Campers, RV’s, Horse Trailers, and Mobile Homes, and even the fancier Mobile Homes are just a big Camper Trailer. They are built light so they can be transported easily and built cheap so the dealers can make a buck.
My wife and I were at one time considering a Mobile Home. They are fairly easy to buy and even people with low incomes can get one. I suppose many people have no other choice but to live in a Mobile Home. When we were looking at Mobile Homes, we went to a lot of places and the story was always the same.
The homes had a fairly modest price, but after all the hidden costs; the monthly payment was a whole bunch more than the advertised price. We have talked to a lot of people and they always say the same thing. They felt like they had been overcharged in the end, especially after seeing the low quality. The monthly payment was almost as high as a normal house. Many really felt cheated. The price was always higher than they were told, and the quality was always less than they were told.
One more point here is that Mobile homes are equity thieves. That’s right; they are like cars in that respect, only worse. We have all heard that to drive a new car off the lot will cause it to depreciate substantially. Why is that? Because even if you own it for a short time and you decide to sell it, it’s a used car. If it has 1 mile on the odometer, but has had a previous owner that put that 1-mile on it, it’s still a used car. Now, let’s say you had a piece of land with the well and septic system worth $15,000. You worked hard to buy that chunk of land. You decide to buy a new double wide Mobile home. The home costs $60,000 originally but after tax and setup, it is around $75,000. (That is a very real figure) Your property at that point with home and land might possibly be worth $80,000. Suddenly, you owe more on your home than it is actually worth. If you sold everything at that point, you would make enough to pay off your Mobile Home Mortgage and still have $5,000 dollars left over. But wait a minute; didn’t you pay $15,000 for your land in the first place and only got $5,000 for it? Man, you got robbed.
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Little Rock, Arkansas
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