Creating an affordable plan for homeownership

An affordable house plan or a cheap country house plan is excellent to match a tight budget. It’s very difficult to find an economical home in our modern day because even the most modest designs become expensive to build after the inspectors swoop in and make us jump through all their hoops.



Home design software can help the planning for an affordable home go a little easier. It gives the homeowner an idea of the expenses involved in home construction.

It’s important to create a budget and stick to it. Sometimes we want things we can’t afford and if we go ahead and buy them, our future is a little less financially secure.


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Most of my site visitors are looking for ways to build a nice home without paying too much for labor. This is always a good goal to have, but there is also a need to really shop around for the best bargains on building materials and fixtures.

We have all seen luxurious homes with the nicest fixtures and materials. Well, guess what? Those costly fixtures and materials hardly make any difference when appraising the value of the home in the real estate market.

In short, if you spend a lot on expensive materials and components, you probably won’t get any more for your home if you have to sell it.

Homes are appraised on a very level playing field. They are valued at the average cost that other similar homes cost in the neighborhood.

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It may sound like I’m encouraging you to buy inferior components for your new home. It’s not like that, but I am saying that it’s a good idea to avoid overspending on things that won’t a big difference. That’s how we build affordable homes by observing the methods in
low cost house building.



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While we’re on the subject of building a house with an affordable house plan let me remind you how a house is valuated in the Real Estate world. Most homes are valued according to similar homes in the neighborhood. This is called to comparative approach.


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If a homeowner wants to build a home using expensive materials and components, that home will be valued very closely to other homes in the neighborhood that aren’t made with expensive materials. So overkill on quality can actually cause diminishing returns if you plan on selling the home someday.



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Building a house that’s affordable for your individual budget requires a fair amount of planning. Remember, the monthly payments you make on your home will be a big part of your future. It’s wise to consider that you will be making payments for many years to come.

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I just wanted to say that I love your website. My husband and I followed your instructions on building our own home. Most of the work we did ourselves, but not all. We saved $90,000 in labor costs and now have a beautiful home that we own.

--Sue and Les Carrigan, Draper, Utah






I built my own home doing all my own labor. My house costs me around $70,000 for materials. It took me 8 months to build and is about 2,000 square feet. I didn't think I could do it, but your house web site encouraged me. I used all the info you had.

Thank you,

Benny Luis Lopez,

Gainsville, Florida






I can't thank you enough for your free information web site about home building. I was looking for Electrical wiring diagrams when I found your site. It was very helpful.

Steve Lundquist,

Little Rock, Arkansas





My wife and I lost our home to foreclosure but we kept a plot of land to start over. We are halfway through the construction of our house. Your website gave us hope to start over and build a house with low payments. We are in our late 60's but we find it rewarding to put so much effort into a project that will reward us for years to come.

Name respectfully withheld